NAVI x Visa Gaming Card: 15% Cashback on Twitch, Spotify & More

Ukrainian esports powerhouse Natus Vincere (NAVI) has officially entered the fintech space, launching the country's first dedicated gaming payment card in a strategic partnership with Visa and PrivatBank. Announced on Dec 9, 2025, this collaboration transforms a standard banking experience into a specialized tool for gamers, aimed at rewarding them for their daily digital spending. Building on their successful 2024 collaboration for the NAVI Visa Academy, the initiative seeks to deepen the intersection between financial institutions and the esports industry, positioning NAVI alongside global peers like Team Vitality, Astralis, and 100 Thieves who have ventured into similar territories.

The card is engineered with aggressive financial incentives tailored specifically to the modern gamer's lifestyle. According to the company’s release, holders can earn a substantial 15% cashback on purchases made across a wide range of essential gaming and streaming platforms, including Steam, the PlayStation Store, Xbox, Twitch, Spotify, Google Play, the App Store, Minecraft, and the Microsoft Store. 

The ecosystem of rewards also extends to physical goods, with a 30% discount available for the first 1,000 purchases at the official NAVI shop. Additionally, users will gain access to promo codes, giveaways for Logitech G gaming gear, and exclusive in-game skins.

Seamless Activation via Privat24

Activating the card is designed to be a seamless, digital-first process for existing bank customers. Through the Privat24 mobile app, users can instantly switch their existing Universal Visa or Universal Gold cards to the NAVI edition. 

By navigating to the "Hello" section of the app, gamers can also apply exclusive NAVI-themed digital skins to their cards at no extra cost up to six times per year. For those wanting a tangible connection to the team, a personalized card skin featuring the team's branding is reportedly also available. 

Beyond monetary savings, the statement revealed that the partnership also focuses on bridging the gap between the team and its fanbase through experiential benefits. Cardholders are eligible for access to closed tournaments and exclusive events, including opportunities to visit the NAVI headquarters. While the organization counts on support from other major partners like Napster, Red Bull, and title partner GG.BET, this financial product represents a unique evolution of their brand.

Oleksii 'XAOC' Kucherov, NAVI’s Chief Operating Officer, emphasized that the product was "created by players for players", designed to provide tangible utility. "Together with Visa and PrivatBank, we combined our strengths to give fans more than just emotion: cashback on favourite services, discounts, giveaways, and a personalised skin," Kucherov stated. This initiative sets a new benchmark for authentic financial integration in esports, signalling a future where banking and gaming are more interconnected than ever before.